Fintech

Multimedia

• Podcast: Fabio Natalucci on Financial Stability
• Podcast: Dong He on Central Bank Digital Currencies
• Podcast: Tobias Adrian on the Future of Finance
• Video: Fintech and the Future of Mobile Money
• Video: Cross-Border Payments—A Vision for the Future
• Video: Cross-Border Payment—A Global Roadmap for Improvements
• Video: Cross-Border Payment—The Public Sector’s Role
• Video: Cross-Border Payment—The Private Sector Steps Up
• Video: The Bahamas: The World’s First Digital Currency

Blogs

• More African Central Banks Are Exploring Digital Currencies

• How Crypto and CBDCs Can Use Less Energy Than Existing Payment Systems

• Fast-Moving FinTech Poses Challenge for Regulators

• Crypto Prices Move More in Sync With Stocks, Posing New Risks

• Making Electronic Money Safer in the Digital Age

• Global Crypto Regulation Should be Comprehensive, Consistent, and Coordinated

• Needed—A Global Approach to Data in the Digital Age

• Crypto Boom Poses New Challenges to Financial Stability

• How to Tax in Asia’s Digital Age

• Making The Digital Money Revolution Work for All

• Cryptoassets as National Currency? A Step Too Far

• The Haves and Have-nots Of the Digital Age

• Public and Private Money Can Coexist in the Digital Age

Highlights

Global Financial Stability Report, Chapter 3 - The Rapid Growth of Fintech: Vulnerabilities and Challenges for Financial Stability

Panel discussion and launch of Chapter 3 of the Global Financial Stability Report on the implications for financial stability from the rapid growth of fintech. Watch the discussion.

• Event: Behind the Scenes on Central Bank Digital Currency
• The Future of Money: Gearing up for Central Bank Digital Currency (Remarks by MD Kristalina Georgieva)
• Managing Technology in Finance: Global Approaches for the Digital Age
• The Exchange | The Future of Money
• Global Financial Stability Report: The Crypto Ecosystem and Financial Stability Challenges
• IMF Blog: Legally Speaking, is Digital Money Really Money?
• G7 Working Group: Investigating the Impact of Global Stablecoins

Research

• Global Financial Stability Report: The Crypto Ecosystem and Financial Stability Challenges
• The Rise of Digital Money
• The Rise of Public and Private Digital Money
• Digital Money Across Borders: Macro-Financial Implications
• Distributed Ledger Technology Experiments in Payments and Settlements
• Mobile Money in the COVID-19 Pandemic
• Distributed Ledger Technology Experiments in Payments and Settlements
• Fintech in Europe: Promises and Threats

Fintech Notes

Fintech Notes offer practical advice from IMF staff members to policymakers on important issues. The views expressed in Fintech Notes are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management. 

• Capital Flow Management Measures in the Digital Age: Challenges of Crypto Assets
• Digital Currencies and Energy Consumption
• Behind the Scenes of Central Bank Digital Currency
• Keeping Pace with Change: Fintech and the Evolution of Commercial Law
• Blockchain Consensus Mechanisms
• BigTech in Financial Services
• The Impact of Fintech on Central Bank Governance
• Distributed Ledger Technology Experiments in Payments and Settlements
• Regulation of Crypto Assets
• The Rise of Digital Money

Staff Discussion Notes

Staff Discussion Notes showcase the latest policy-related analysis and research being developed by individual IMF staff and are published to elicit comment and to further debate. These papers are generally brief and written in nontechnical language, and so are aimed at a broad audience interested in economic policy issues.

Recent Fintech Staff Discussion Notes (SDNs):

Toward a Global Approach to Data in the Digital Age (October, 2021)

Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance (October, 2021)

Cyber Risk and Financial Stability (December, 2020)

The Promise of Fintech : Financial Inclusion in the Post COVID-19 Era (July, 2020)